body {
color: #404040;
background-color: #ffffff;
font-family: Verdana, Geneva, Arial, sans-serif;
font-size :1em;
line-height: 130%;
text-align: left;
}
.banner {
	margin: 0 0 0 0;
	height:15px;
	background-image: url(SpecJT_1.html);
}

h1 {
font-family: Georgia, "Times New Roman", Times, serif;
color: #000066;
font-size: 1.4em;
padding-top: .60em;
padding-bottom: 0;
margin-bottom: 0;
}